Disclaimer

Welcome to SIP Calculator (https://www.mysipcalc.in). By using this website, you accept and agree to this Disclaimer. If you do not agree with any part of this disclaimer, you must not use our website or its calculator tools.

1. Informational and Educational Purposes Only

All content, tools, and calculations available on SIP Calculator are provided strictly for informational, educational, and reference purposes only. None of the materials or calculations on this website constitute, or should be construed as, professional financial, investment, tax, legal, or licensed advisory services.

The founder and developer of this website (Abinandhan) is not a SEBI-registered investment advisor (Securities and Exchange Board of India), a licensed financial planner, or an authorized broker. You should not treat any information on this website as a recommendation to buy or sell any mutual fund schemes, shares, or other securities.

2. Projections and Calculations (Estimates Only)

The calculator tools provided on this website (SIP, Lumpsum, and Step-up SIP Calculators) are designed to provide mathematical projections based on industry-standard financial formulas. The calculations and outputs are **estimates only** and depend entirely on the parameters you enter (such as expected rate of return and investment duration).

Specifically, you acknowledge and agree that:

• The calculators use assumed, constant rates of compounding interest which do not reflect real-world market volatility or fluctuations.
• The outputs do **not** account for taxes (such as LTCG, STCG, or income tax slabs), exit loads, fund expense ratios, transaction fees, brokerage charges, or the erosive effects of inflation.
• The actual maturity amounts or returns generated by real mutual funds or investments may be substantially lower or different than the projections shown on the Website.

3. No Warranties or Representations

SIP Calculator makes no warranties, representations, or guarantees, express or implied, regarding the accuracy, completeness, reliability, or suitability of the calculator results, calculators, formulas, or informational blog content. While we strive to maintain high mathematical precision and correct informational guides, the Website and its calculators are provided on an "as is" and "as available" basis without any warranties of any kind.

4. Limitation of Liability

Under no circumstances shall SIP Calculator, its founder (Abinandhan), or any of its contributors be held liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any financial losses, investment losses, or capital losses arising out of or in connection with:

• Your reliance on calculations, formulas, or projections generated by the calculators.
• Any investment decisions, asset allocation decisions, or financial commitments you make.
• Errors, glitches, service interruptions, or mathematical inaccuracies in the calculator code.
• Any third-party websites linked to or from our website.

Your use of the tools, information, and content on this website is **solely at your own risk**. We strongly advise you to consult with a qualified financial advisor, chartered accountant, or a registered investment professional before making any financial decisions.

5. Professional Consultation Recommended

Personal finance and wealth creation are complex and subject to unique individual situations. A calculation that is suitable for one person may be completely inappropriate for another. We strongly recommend that you seek personalized, professional advice from a licensed financial consultant or SEBI-certified expert who can analyze your specific financial situation, tax slab, risk tolerance, and investment goals before investing any real capital.

6. Contact Us

If you have any questions, feedback, or concerns regarding this Disclaimer or our calculator tools, please do not hesitate to contact us:

• Website: https://www.mysipcalc.in
• Contact Page: mysipcalc.in/contact
• Developer Portfolio: abii.in